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Fatal Retirement

A free, private retirement planner. Enter your age and at least one balance. Everything else is optional, and "Not sure" uses typical numbers, clearly labeled.

All your numbers stay on your device. No account, no sign-up, nothing sent to a server. Works whether you're still working or already retired.

Not financial advice. Illustrative estimates for education only; not financial, tax, or legal advice.

Open Fatal Retirement ↗How to install ♥ Donate

Photos

A look inside

Your outlook: example balance, outlook On track and the chance the money lasts — Your outlook: the chance it lasts

Growth outlook chart: median balance lines for different spending levels — Growth outlook

Today tab: Treasury yields, the Fed funds rate and the latest official releases — Today: official rates and releases

Markets tab: Treasury yield curve, Fed funds rate and a 10-year yield chart — Markets: Treasury yields and the Fed rate

News tab: official government releases filtered by All, Rates and bonds, or Stocks — News: official government sources

About you: only your age is needed, with Not sure buttons for the rest — About you: only your age is needed

Your savings: account type, balance, tax type and how it is invested — Your savings and accounts

Health coverage: typical costs filled in, including Medicare — Healthcare, including Medicare

Other yearly income: a pension with yearly amount and start and end — Other yearly income

Screenshots show example data, not a real person's numbers. Swipe sideways for more, tap one to see it big.

What it does

Some of the cool stuff

🧭 Working or retiredWorks for people still working or already retired, with a rule-of-55 option and an explanation of it.
🤔 Only two things neededYour age and at least one balance. Everything else is optional; "Not sure" uses typical numbers, clearly labeled.
💼 Salary and 401(k)Contributions as a % or a $ amount, with 2026 limits and catch-ups, and a toggle to include them or not.
🏦 Your accounts401(k) or IRA (Traditional or Roth), taxable, and high-yield savings with APY. Partner accounts too, ticker recognition, and an Update balance button.
💵 Other yearly incomePension, part-time work, annuity or rental income, with start and end years.
🎲 Thousands of market pathsIt simulates thousands of possible markets to show the chance your money lasts, plus growth lines for different stop-working years.
🧾 Taxes and RMDs2026 federal brackets, Traditional vs Roth, an optional state %, and required minimum distributions.
🩺 Healthcare costsIncluding Medicare.
📰 Today, Markets and NewsFree official government data only: Treasury yields, the Fed rate, the Fed/BLS release calendar (CPI, jobs), government headlines and SEC filings for popular stocks. Updated every weekday. No market prices.
🔒 PrivateAll your numbers stay on your device. No account, no sign-up, nothing sent to a server.
✍️ You keep it currentBalances are not linked to real accounts. You keep them up to date yourself.
♥ FreeFree, and installable to your phone's home screen. Donate if you like it.

Illustrative estimates for education only; not financial, tax, or legal advice.

What's been updated

Fresh gold

New v0.9.8

🚀 LaunchedFatal Retirement launched on October 20, 2026.

What's in the works

What's next

No app store needed

iPhone

Open fatal-retirement.pages.dev in Safari
Tap the Share button (square with an up arrow; don't see it? tap ••• first)
Tap Add to Home Screen
Tap Add
Open Fatal Retirement from your home screen

Android

Open fatal-retirement.pages.dev in Chrome
Tap the three-dot menu (top-right)
Tap Install app (or Add to Home screen)
Tap Install (or Add)
Open Fatal Retirement from your home screen

First run: about two minutes

Tap Get started.
Enter your age (or birth year). Everything else is optional: leave it blank or tap Not sure and it uses typical numbers, clearly labeled.
Add at least one balance, then see the chance your money lasts.

Fatal Retirement welcome screen: Will my money last? and a Get started button — Welcome

About you screen on first run: only your age is needed, the other fields are empty — About you

Your numbers stay on that phone. Screens show a fresh install with nothing filled in.

FAQ

Questions from the vault

Is this financial advice?

No. Fatal Retirement gives illustrative estimates for education only. It is not financial, tax, or legal advice.

Does it connect to my bank or my 401(k)?

No. Balances are not linked to real accounts. You keep them up to date yourself, with the Update balance button.

Where are my numbers kept?

On your device. There's no account and no sign-up, and nothing is sent to a server.

What do I have to enter?

Just your age and at least one balance. Everything else is optional, and "Not sure" uses typical numbers, clearly labeled.

I'm already retired. Does it work for me?

Yes. It works for people still working or already retired, and there's a rule-of-55 option with an explanation.

Does it handle taxes?

It uses 2026 federal brackets, Traditional vs Roth, an optional state %, and required minimum distributions (RMDs). Healthcare costs, including Medicare, are in there too.

Does it show stock prices?

No market prices. The Today, Markets and News tabs use free official government data only: Treasury yields, the Fed rate, the Fed/BLS release calendar (CPI, jobs), government headlines and SEC filings for popular stocks, updated every weekday.

Does it cost anything?

It's free. If you'd like to help, donate with PayPal. Never required.

The Fatal Retirement coin mascot giving a thumbs up

Plan it your way.

Open it in your browser, add it to your home screen, and enter your age and one balance.

Open Fatal Retirement ↗ ♥ Donate ← All apps

Illustrative estimates for education only; not financial, tax, or legal advice.